Get it now. Pay for it over time.

New Instacart customers get $15 off each of your first 2 orders with code 15KLARNA.

Instacart brings items from your favorite stores to your door. Klarna lets you pay for them over time. $15 off is applied to each of your first 2 orders when you spend $60 or more and use the code 15KLARNA at checkout.

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How it works

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Select Klarna as payment method at checkout

When you’re done shopping, go to the checkout screen and choose Klarna as your payment method. Then select "Confirm payment method" and "Continue".

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Add the promo code 15KLARNA to get $15 off

Below your order total, select "Add promo code or gift card", then enter 15KLARNA. After you enter the code and select Klarna as a payment method, you’ll see $15 off applied to your first 2 orders of $60 or more.

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Place your order and complete a quick verification on Klarna

You’ll also add a payment method on Klarna so you can make payments every 2 weeks for your order.

For further details visit the Instacart Help Center.

Frequently asked questions

Klarna lets you make purchases now and pay for them in four payments across 6 weeks—with no additional fees when you pay on time.

The minimum purchase amount is $10. The maximum purchase amount is $1000.

Klarna requires: - A U.S.-issued debit or credit card - That you’re 18 years of age or older - A U.S. billing address - A phone number that receives text messages

Klarna accepts most debit and credit cards (Mastercard, Visa, AMEX, Discover). Please note: prepaid cards and EBT SNAP are not accepted.

Klarna cannot be used for - Prescriptions - Alcohol purchases from certain retailers - Instacart+ subscriptions - Gift cards

When you "pay in 4,", Klarna splits your purchase into 4 equal payments. Klarna collects the first payment when you check out. The remaining 3 payments are collected every 2 weeks. You spread the cost over 6 weeks, with no interest or fees when you pay on time.

No. When you Pay in 4 with Klarna, Klarna may conduct a soft credit check which does not affect your credit score and is not visible to other lenders. For more information, contact Klarna.

Klarna will email you if your payment is unsuccessful. They’ll also try one more time to collect it. If they can’t collect it a second time, then it will be added to your next payment along with a late fee. See complete terms and more information on late fees.

You can request a refund by contacting Instacart customer service at 1 (888) 246-7822 or visiting Instacart's Help Center.

Visit Instacart's Help Center or Klarna’s Help Center to learn more about Klarna. Download the Klarna app to chat with customer service. See complete terms.

Terms & Conditions

$15 off each of your first 2 orders of $60 or more per order is valid for the first 30,000 users or through 6/30/2024 at 11:59 PM PT, whichever comes first. Offer is valid only in the United States for new Instacart users who apply the coupon code 15KLARNA and place their first two orders of $60 or more per order with one retailer and pay with Klarna at checkout through or the Instacart mobile application, while supplies last. Discount will be applied to the total purchase price for all non-alcohol products, and excludes taxes, service fees, special handling fees and/or other fees; offer cannot be applied to alcohol or prescription products. Deliveries subject to availability. Klarna is not available as a payment method on all orders. In order to take advantage of this offer, customers must have a valid account on with a valid form of accepted payment on file. Only one offer per household. Instacart reserves the right to modify or cancel this offer at any time. Offer may not be sold, copied, modified, transferred or used retroactively for prior purchases. Void where restricted or prohibited by law. Offer may not be combined with any other sale, promotion, discount, code, coupon, and/or offer. Offer has no cash value. Instacart is not a retailer or seller. Instacart may not be available in all zip or post codes. CA resident loans made or arranged pursuant to a California financing law license.