people pointing to phone with Instacart app on the screen
Instacart+ logo and Mastercard logo

Get 2 free months of Instacart+ with your eligible Mastercard®

Plus, $20 off your second order placed each month. New Instacart+ users only. Offer ends September 30, 2025. Terms Apply.

How it works


Sign up for Instacart — it’s free

There’s no fee to . You can order for delivery or pickup with or without an Instacart+ membership.


Enroll with your card

Use any eligible Small Business Mastercard® to redeem this offer and get 2 months of Instacart+.


Get $20 off each month

Use an eligible card to get $20 off your second order each month, through September 30, 2025.


Keep on saving

Choose a paid plan using an eligible card before your trial ends to keep getting $20 off each month.

Enjoy 2 months of Instacart+ benefits for free

  • cartoon pink truck

    $0 delivery fee

    On eligible orders over $35
  • cartoon pink percentage inside of a circle

    5% credit back

    On eligible pickup orders
  • cartoon pink percentage in an arrow pointing down

    Lower service fees

    On eligible orders

Frequently asked questions

Instacart is a grocery technology service that lets you shop online from over 1,400 trusted retailer brands and have items delivered to your door in as fast as an hour. You can also choose to schedule in advance for flexible deliveries or pick-up. Our mission is to give everyone access to the food they love and more time to enjoy it together.

Instacart Business is a service from Instacart designed to help businesses unlock the best Instacart delivery for their offices or employees. Today, you can create a Business Profile, which gives you the ability to shop for your business in a separate profile all in one app. Your Business Profile allows you to unlock special features like tax exemption to eligible businesses in select states, reporting, as well as adding multiple buyers to your account.

You don’t need a membership to shop with Instacart. But if you want to save time money, Instacart+ can help. It’s a membership program that offers free grocery delivery on orders of $35 or more, lower service fees, and other exclusive benefits.

If you order just twice a month, the membership can pay for itself. Here are some of the ways you’ll save:
  • $0 delivery fees on orders of $35 or more (typically $3.99 or more for non-members), now including eligible restaurant orders
  • 5% credit back on eligible pickup orders (excludes alcohol, restaurants and prescriptions)
  • Lower service fees on eligible orders
  • The eligibility requirements to enroll in this deal are:
  • Cannot be an existing Instacart+ member at any time on or after April 1, 2024
  • Must add or have saved with Instacart an eligible US Mastercard® small business credit card. Excludes digital wallets such as Apple Pay and Google Pay
  • You can only redeem one offer per Instacart account even if you hold multiple eligible cards
  • The eligible card can only be used to redeem a 2 month free trial membership once
  • See Terms for full details.

    Once you redeem the offer, through September 30, 2025 you will be eligible to receive a $20 coupon monthly, with the following eligibility requirements:
  • Must be an active Instacart+ member (either during the 2 month trial, or converting to paid Instacart+ membership using an eligible US Mastercard® small business credit card)
  • Must place and receive an order ($10 min. excluding fees, taxes or tips) using an eligible Mastercard to earn a $20 coupon which is auto-applied to your next order(s) placed with an eligible Mastercard, in the same calendar month until fully used.
  • Excludes digital wallets such as Apple Pay and Google Pay.
  • The $20 coupon will expire at the end of the calendar month in which it was earned if not fully used
  • Restaurant orders do not count towards the $20 benefit.
  • Terms and Conditions

    Two Months of Complimentary Instacart+ Membership: This offer for two months free of an Instacart+ membership (the “Instacart+ Offer”) is available to you if you currently have an eligible US Mastercard® small business credit card and do not have an active Instacart+ membership or previous Instacart+ membership on or after April 1, 2024 (with the exception of certain 14 day free Instacart+ trials offered by Instacart). To redeem this offer, you must add an eligible Mastercard to your Instacart account. Card eligibility will be confirmed when you redeem the offer. This offer expires September 30, 2025. The Instacart+ Offer is valid only once per Instacart account and entitles the primary cardmember to two free months of an Instacart+ membership if eligible. If it is determined you are eligible for the Instacart+ Offer, Instacart+ will automatically be applied to your Instacart account upon offer redemption. BY SUBMITTING TO THIS OFFER, YOU AGREE TO THE INSTACART+ TERMS, AND YOU ACKNOWLEDGE AND AGREE THAT AFTER YOUR TWO MONTH FREE TRIAL ENDS, YOUR MEMBERSHIP WILL AUTOMATICALLY EXPIRE UNLESS YOU CHOOSE TO RENEW YOUR MEMBERSHIP. ONCE YOU DECIDE TO RENEW INTO A PAID INSTACART+ MEMBERSHIP, YOU WILL BE CHARGED $99/YEAR FOR AN ANNUAL INSTACART+ MEMBERSHIP OR $9.99/MONTH FOR A MONTHLY INSTACART+ MEMBERSHIP, WHICH WILL AUTOMATICALLY RENEW FOR THE AGREED UPON MONTHLY OR ANNUAL TERM, AND THE APPLICABLE MEMBERSHIP FEE WILL BE AUTOMATICALLY CHARGED TO YOU AT THE TIME OF RENEWAL TO ANY PAYMENT METHOD YOU HAVE ON FILE UNTIL YOU CANCEL. Subscription prices are subject to change. Other fees, taxes and/or tips may apply. You may cancel your subscription on the Your Instacart+ Membership page by clicking “Cancel Membership”. You may cancel your annual Instacart+ membership within the first five (5) calendar days of your paid Instacart+ membership term and receive a refund of the Instacart+ membership fee you paid, but only if you have not placed any orders using your Instacart+ membership. If you cancel at any other time, you will not receive a refund, but you can continue to enjoy the benefits of your Instacart+ membership through the end of your paid membership term. Instacart+ terms apply. With Instacart+, the delivery fee will not be charged on eligible orders over $35 per retailer (fees, taxes, and/or tips may still apply); delivery subject to availability. Credit back terms apply. Family Account terms apply.. Instacart is not a retailer or seller. Instacart and/or certain retailers may not be available in all zip or post codes. This offer is nontransferable. Only one account can redeem this offer per eligible Mastercard (excludes purchases made using Apple Pay, PayPal and other forms of digital wallets as payment method).

    $20 Instacart Coupon per Month Mastercard Offer: When you redeem the Instacart+ Offer, users are eligible to receive a $20 Instacart coupon per month (“$20 Mastercard Offer”). You must have an active Instacart+ membership through the Instacart+ Offer and renew your Instacart+ membership with an eligible US Mastercard® small business credit card upon completion of your trial to continue receiving the $20 Mastercard Offer each month. If you remain eligible, the $20 Mastercard Offer is available once per month until the offer expires on September 30, 2025. The coupon will automatically apply to your second qualifying order each month. To qualify each month, you must (i) complete two Instacart orders, with a $10 minimum amount per order at one retailer (excluding any fees, taxes or tips), within that same month paying with an eligible card (excludes purchases made using Apple Pay, PayPal and other forms of digital wallets or PayPal as payment method) and (ii) complete both orders while you are an Instacart+ member. Excludes restaurant orders. The coupon will not apply to service fees, handling fees, delivery fees, other fees, taxes, and/or tips. Coupons earned expire in the same month it is earned if not fully used. This offer is subject to the Instacart Terms of Service and cannot be used to purchase alcohol products, gift cards or prescriptions, or used on restaurant orders. This offer is valid only in the United States and can only be used with one Instacart account. This offer may not be sold, copied, modified, or transferred, reloaded, or redeemed for cash, except to the extent required by law. This offer has no cash value. Instacart reserves the right to void offers (including any component thereof), close customer accounts, and bill alternative forms of payment if Instacart suspects that an offer is obtained, used, or applied to an Instacart account fraudulently, unlawfully, or otherwise in violation of these terms and Instacart’s Terms of Service. Instacart is not a retailer or seller. Instacart services may not be available in all zip codes. Void where restricted or prohibited by law. This offer is issued by Maplebear Inc. dba Instacart. Mastercard is not the sponsor of this offer and is not responsible for providing the Instacart services.